Credit approval and payment workflows remain a persistent source of friction for many distributors, even as other parts of the business modernize. In this MDM whitepaper, written in collaboration with BackdPayments, we examine how modernizing B2B credit and payments has become a key competitive advantage. With rising buyer expectations and economic pressure, solutions like BackdPayments enable instant financing, flexible payment options and faster cash flow—without added credit risk—helping distributors reduce friction, accelerate revenue and strengthen customer relationships.